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All policies are issued by insurance companies registered with IRDAI (Insurance Regulatory and Development Authority of India).
Write to us first. If not resolved in 14 days, contact the insurer's grievance officer, IRDAI Bima Bharosa (toll free 155255 / 1800 4254 732, bimabharosa.irdai.gov.in) or the Insurance Ombudsman.
You can return a new life or health policy within 30 days of receiving it if you do not agree with its terms, as per IRDAI rules.
Insurance is the subject matter of solicitation. SP Insurance is an insurance advisory and agency. We do not underwrite risk or act as an insurer. Final premium, terms and acceptance depend on the insurer's underwriting. Premiums and calculator results are indicative only. Claim settlement ratios are taken from public IRDAI annual reports.
For more details on risk factors, terms and conditions, please read the sales brochure and policy wording carefully before concluding a sale. Tax benefits are as per prevailing tax laws and subject to change. Returns on market-linked (ULIP) plans are not guaranteed.
Beware of spurious calls: IRDAI does not sell insurance, announce bonuses or invest premiums. Public receiving such calls are requested to lodge a police complaint.
Your details are never sold. We use them only to help you choose and service a policy.
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