SP Insurance
Udaan Aapki, Saath Hamara!
Shop & Godown Insurance

Your business took years. One fire should not end it.

One policy for your shop, godown or office in Bhatta Bazar, Line Bazar or anywhere in Purnia. Stock, cash, building and more.

1 policy

Building, stock, cash and glass

₹5,000/yr

Small shops start from about

48 hrs

Our target for surveyor visit

Who it is for

1

Kirana and general stores

Stock and cash cover.

2

Godowns and warehouses

Grain, fertiliser and goods storage.

3

Clinics and offices

Equipment and liability.

4

Showrooms

High-value stock and glass.

What is covered, and what is not

Covered

  • Fire, lightning and short circuit
  • Flood and storm
  • Burglary and theft of stock
  • Cash in counter and in transit
  • Plate glass and signboard
  • Riot and malicious damage
  • Public liability

Not covered

  • Stock shortages found at audit
  • Theft by your own staff (without add-on)
  • Gradual deterioration of goods
  • War risks

In simple words

Shop insurance pays for loss of your stock, furniture and building from fire, flood, burglary or riots, and can also cover cash and staff.

How a claim works with us

  1. 1

    Inform us and the police (for theft)

  2. 2

    Protect remaining stock

  3. 3

    Share stock register and bills

  4. 4

    Surveyor assessment and settlement

SP tip: Keep a simple stock register and bills. It makes your claim faster and avoids under-payment.

Common questions

You can choose a declaration policy so cover follows your real stock level.

Talk to a real person in Purnia, free.

We compare insurers for you and help at claim time, at no extra cost.