Your child's dreams stay funded, even if you are not there.
Guaranteed money at 18, 21 and 25 for college and marriage. If something happens to the parent, the insurer pays the remaining premiums.
Common payout ages
Future premiums paid by insurer
Tax saving on premium
In simple words
A child plan saves for big life moments. Its special feature is premium waiver: if the parent dies, the plan continues and pays the child on time.
Plan for milestones
School years
Yearly fees support from age 10.
College
Big payout at 18 or 21.
Professional course
Engineering or medical fees.
Marriage
Payout at 25.
What is covered, and what is not
Covered
- Lump sums at chosen ages
- Premium waiver on parent's death
- Immediate payout to family
- Loyalty additions and bonus
- Partial withdrawals (some plans)
Not covered
- Very high returns
- Short-term savings needs
- Cover for the child's own health
Common questions
The family gets a lump sum, the insurer pays all future premiums, and the child still gets every payout.
How a claim works with us
- 1
Tell us the child's age and goal
- 2
We pick the payout years
- 3
Start small, from ₹2,000/month
- 4
We track it year after year
SP tip: Start when the child is young. A ₹5,000 monthly plan started at age 2 builds far more than one started at age 10.
Talk to a real person in Purnia, free.
We compare insurers for you and help at claim time, at no extra cost.