Accidents happen. Your income should not stop.
Low-cost cover for death, disability and lost income after an accident. Ideal for drivers, farmers, workers and travellers.
₹10 lakh cover starts at about
Cover anywhere, 24 hours
Usually no check-up needed
In simple words
Personal accident insurance pays a fixed amount if an accident causes death or disability, and a weekly amount if you cannot work for a while.
Who needs it most
Bike riders
Daily road travel risk.
Farmers
Farm machine and field risks.
Drivers
Truck, auto and taxi drivers.
Factory workers
On-site injury risk.
What is covered, and what is not
Covered
- Accidental death
- Permanent total disability
- Loss of hand, leg or eye
- Temporary disability, weekly pay
- Children's education benefit
- Hospital costs after accident (some plans)
Not covered
- Self-injury
- Illness or natural death
- Injury under alcohol influence
- Adventure sports without add-on
Common questions
Yes. It pays a fixed sum for death or disability, not just hospital bills.
How a claim works with us
- 1
Inform us within 30 days
- 2
Share hospital or FIR papers
- 3
Doctor certifies disability
- 4
Fixed payout to you or nominee
SP tip: Health insurance pays the hospital. Accident cover pays you. Together they protect both your bills and your income.
Talk to a real person in Purnia, free.
We compare insurers for you and help at claim time, at no extra cost.