SP Insurance
Udaan Aapki, Saath Hamara!
Bike & Scooter Insurance

Ride every day without worry.

From Splendor to Activa to your new electric scooter. Get a legal, low-cost policy in minutes and real help if something goes wrong.

₹714

Yearly third-party premium, 75cc to 150cc (IRDAI rate)

5 yrs

Long-term third-party cover for new bikes

2 min

To get your policy on WhatsApp

Popular add-ons

1

Zero depreciation

No cut on parts during claim.

2

Pillion cover

Accident cover for the person sitting behind.

3

Roadside help

Puncture, fuel and towing help.

4

EV battery cover

Protects the costly battery of electric scooters.

What is covered, and what is not

Covered

  • Accident damage to your bike
  • Theft of the bike
  • Fire and natural disasters
  • Damage or injury to others
  • ₹15 lakh personal accident cover for the owner

Not covered

  • Riding without a licence
  • Drunk riding
  • Wear and tear, tyres and tubes
  • Racing or speed tests
  • Damage outside India

In simple words

A two-wheeler policy pays for injury or damage you cause to others, and with comprehensive cover it also pays to repair or replace your own bike.

How a claim works with us

  1. 1

    WhatsApp us photos of the damage

  2. 2

    We register the claim the same day

  3. 3

    Quick survey, often by video

  4. 4

    Repair at a network garage

SP tip: Riding without valid insurance can cost you a ₹2,000 fine the first time. Keep your policy PDF on your phone.

Common questions

Not for repair claims, but riding without a helmet is illegal and can affect injury-related claims.

Talk to a real person in Purnia, free.

We compare insurers for you and help at claim time, at no extra cost.