Niva Bupa
ReAssure 2.0
Family floater · ₹10 L for 2A + 2C
- Lock-the-clock age premium
- Unused cover carried forward
- Any room category
- 91.6% claims settled
- 480+ in Bihar
from ₹1,060/month
Check Premium Health & Mediclaim
Cashless health cover your family can actually use.
We read every clause so hidden limits never surprise you at the hospital billing desk.
1 health plans we sell
Top Health Insurance Plans in India
Shortlisted by our Purnia advisors on claim record, price and fine print.
Top pick
Prices are indicative for a healthy 30-year-old. Your advisor confirms the exact premium.
Individual
Personal cover from ₹5 Lakh with cashless treatment at 10,000+ hospitals.
Family Floater
One sum insured shared by spouse, kids and parents, lower premium, bigger cover.
Senior Citizens
Plans for 60+ with low waiting periods, home care and annual check-ups.
Policy Red-Flag Decoder
What we check before recommending any policy
Toggle a feature off to see what happens when a policy doesn't have it.
Policy health score: 5/5
No room-rent limit
Any room category, full bill paid.
Zero co-payment
Insurer pays 100% of admissible amount.
Shortest waiting period
1 to 2 year wait, or day-1 cover with add-on.
100% restoration benefit
Sum insured refills automatically in the same year.
Consumables cover
All consumables paid via add-on.
Cashless Network
Find a cashless hospital near you
Max 7 Star Hospital
Purnia · Multi-speciality
Purnia Medical College & Hospital
Purnia · Medical college
Sanjivani Hospital
Purnia · General & surgery
Paras HMRI Hospital
Patna · Super-speciality
Ruban Memorial Hospital
Patna · Multi-speciality
Big Apollo Spectra
Patna · Surgery
Katihar Medical College Hospital
Katihar · Medical college
Glocal Hospital
Bhagalpur · Multi-speciality
Medica North Bengal Clinic
Siliguri · Super-speciality
Neotia Getwel Healthcare
Siliguri · Multi-speciality
Apollo Multispeciality Hospitals
Kolkata · Super-speciality
Tata Medical Center
Kolkata · Cancer care
Medanta, The Medicity
Delhi NCR · Super-speciality
Max Super Speciality, Saket
Delhi NCR · Super-speciality
Network varies by insurer. We confirm your hospital before you buy.