Your vehicle earns your living. Keep it on the road.
Cover for trucks, pickups, autos, e-rickshaws, school vans and tractors. Built for owners and fleet operators across Seemanchal.
Vehicle types we cover
Accident help on highways
For your whole fleet
In simple words
Commercial vehicle insurance covers the vehicle, the driver and the people or goods it carries, plus any damage it causes to others on the road.
Smart add-ons
Passenger cover
For autos and school vans carrying people.
Goods in transit
Protects the load you are carrying.
Consumables cover
Pays for oil, nuts and bolts after an accident.
Fleet discount
Lower price for 3 or more vehicles.
What is covered, and what is not
Covered
- Accident and collision damage
- Theft of the vehicle
- Fire and natural disasters
- Damage or injury to others
- Personal accident cover for the owner-driver
- Paid driver and cleaner cover
Not covered
- Overloading beyond permit
- Driver without a commercial licence
- Carrying goods without a valid permit
- Wear and tear
Common questions
Yes. Tractors and trailers get special lower-cost farm vehicle policies.
How a claim works with us
- 1
Call our helpline from the accident spot
- 2
We arrange FIR and towing guidance
- 3
Surveyor visit at the workshop
- 4
Repair approval and settlement
SP tip: Keep your permit, fitness certificate and driver licence up to date. Most rejected truck claims fail on paperwork, not the accident.
Talk to a real person in Purnia, free.
We compare insurers for you and help at claim time, at no extra cost.