Grow your savings and protect your family together.
Guaranteed return plans, market-linked ULIPs and LIC endowment plans, explained honestly so you know exactly what you get.
ULIP lock-in period
Maturity under section 10(10D)*
Hidden charges we hide from you
In simple words
An investment plan puts part of your money into savings or the market and part into life cover. You get a lump sum or income later, and your family is protected now.
What is covered, and what is not
Covered
- Guaranteed maturity amount (guaranteed plans)
- Market-linked growth (ULIPs)
- Life cover during the term
- Loan against the policy
- Tax saving under section 80C
Not covered
- Guaranteed returns in ULIPs
- Full value if you stop early
- Very high life cover (use term insurance)
Which type suits you
Guaranteed plans
Fixed, known return. No market risk.
ULIPs
Market growth for 10+ year goals.
LIC endowment
Trusted savings with bonus.
Money-back
Cash payouts every few years.
How a claim works with us
- 1
Tell us your goal and years
- 2
We compare 3 plans honestly
- 3
Buy online, pay the insurer directly
- 4
Yearly review of your plan
SP tip: Do not mix up investment and protection. First buy enough term cover, then invest. We always show both side by side.
Common questions
Only in guaranteed plans. ULIP returns depend on the market.
Talk to a real person in Purnia, free.
We compare insurers for you and help at claim time, at no extra cost.