SP Insurance
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Investment calculator

See how your savings can grow

Plan for your child, your home or retirement. Calculate returns, then let our advisor match you with savings plans that include life cover.

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Annual income (in lakhs)

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Investment calculator

Choose monthly or one-time, set the period and expected return.

I can invest every month₹10,000
For a period of15 years
Expected return rate8% a year

Compounding

For insurance-linked plans, IRDAI asks insurers to illustrate at 4% and 8%. These are not guaranteed returns.

Total invested

₹18 L

Estimated gain

₹16 L

Maturity value

₹34 L

Year 1Year 15

At 4% a year

₹24.5 L

At 8% a year

₹34 L

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Variables in an investment calculator

Starting amount

The one-time sum or the monthly amount you plan to put in.

Return rate

The yearly rate your money may grow at. Insurance plans illustrate at 4% and 8%.

Investment period

How many years you stay invested. Longer periods let compounding do more work.

Compounding

How often returns are added back: yearly, half-yearly, quarterly or monthly.

Why use an investment calculator?

Plan goals clearly

Know how much to save for a child's education, a home or retirement.

Compare options

Try different amounts and periods before you choose a plan.

Instant results

No manual maths. See the maturity value and growth chart right away.

Life cover plus savings

Ask us about savings plans that also protect your family.

Frequently asked questions

It estimates how much a one-time or monthly investment can grow over a period at a chosen return rate, showing the total invested, the gain and the maturity value.