Your car protected, on NH-31 and in your parking.
Third-party cover is required by law. A comprehensive policy also pays for damage to your own car from accidents, floods, fire and theft.
Yearly third-party premium, up to 1000cc (IRDAI rate)
No Claim Bonus after 5 claim-free years
Our usual time to start your claim
In simple words
Think of it in two layers. Third-party cover pays for injury or damage you cause to other people. Own-damage cover pays to repair your own car. Together they make a comprehensive policy.
What is covered, and what is not
Covered
- Accident damage to your car
- Flood and waterlogging damage
- Fire, explosion and lightning
- Theft of the whole car
- Riots, strikes and vandalism
- Injury or damage caused to others
- ₹15 lakh personal accident cover for the owner-driver
Not covered
- Driving without a valid licence
- Drunk driving
- Normal wear and tear
- Mechanical or electrical breakdown
- Using a private car for hire
Add-ons worth buying
Zero depreciation
Full claim for plastic, rubber and glass parts, no cut for age.
Engine protection
Pays for engine damage from water entering during floods.
Roadside assistance
Towing, flat tyre and battery help 24x7.
Return to invoice
If the car is stolen or totalled, get the full invoice value back.
How a claim works with us
- 1
Call us from the spot, we inform the insurer
- 2
Take photos, file an FIR if needed
- 3
Surveyor inspects the car at the garage
- 4
Cashless repair at a network garage
SP tip: Renew before expiry. If your policy lapses for more than 90 days, you lose your No Claim Bonus.
Common questions
Insured Declared Value is the current market value of your car. It is the maximum the insurer pays if the car is stolen or totally damaged.
Talk to a real person in Purnia, free.
We compare insurers for you and help at claim time, at no extra cost.