Axis Max Life · Health Linked Life Plans
Smart Ultra Protect Rider
An additional protection rider attached to an eligible base policy. Its benefits apply only under the rider terms and the base plan.
RiderKey features
- Bought with an eligible base plan
- Adds extra protection benefits
- Premium added to base policy premium
Benefits of this plan
Goal based savings+
Plan for a child's education, marriage, or retirement income.
Life cover included+
Your family receives a benefit if something happens during the term.
Disciplined investing+
Regular premiums build a corpus over time.
Tax benefits+
As per prevailing tax laws.
How to buy through SP Insurance
- 1Share your goal, budget and how many years you can pay
- 2We get the official benefit illustration for your age and term
- 3Check guaranteed and non-guaranteed values with our advisor
- 4Submit KYC and the proposal; pay the first premium
- 5Receive the policy and set reminders for every renewal
Plan video
The official video for Smart Ultra Protect Rider will appear here soon. Ask our advisor for a quick explanation on call.
How and when the claim is paid
- 1On maturity, the insurer pays the maturity benefit to your bank account after you submit the discharge form and bank proof
- 2On death during the term, the nominee submits the claim form, death certificate, policy and bank details
- 3Payouts follow the benefit illustration and policy terms; our team helps with every form
Check before you buy
- Cannot be bought on its own
- Check which base plans allow this rider
This page is a summary prepared by SP Insurance. The insurer's current brochure, prospectus and policy wording are the final reference for benefits, eligibility and exclusions.