Senior First
A health plan for senior citizens. The current prospectus lists an entry age of 61 to 75 years, with Gold and Platinum options.
Senior citizen healthKey features
- Entry age 61 to 75 years
- Gold and Platinum options
- Default 50% co-payment, with other co-payment choices under stated conditions
Entry age: 61 to 75 years, as listed by the insurer.
Benefits of this plan
Cashless hospitalisation+
Treatment at network hospitals without paying the full bill upfront.
Pre and post hospital costs+
Tests and medicines before and after admission are covered as per policy.
Day care and modern treatments+
Many procedures without 24 hour admission, as per policy list.
Tax benefits+
Under section 80D as per prevailing tax laws.
How to buy through SP Insurance
- 1Tell us the members, ages, city and any existing illness
- 2We compare sum insured options, room rent rules and waiting periods
- 3Fill the proposal form with complete medical history; we review it with you
- 4Pay the premium and receive the policy and health card
- 5Call our claim desk for cashless or reimbursement help whenever needed
Plan video
The official video for Senior First will appear here soon. Ask our advisor for a quick explanation on call.
How and when the claim is paid
- 1Cashless: show your health card at a network hospital; the hospital sends pre-authorisation to the insurer
- 2Planned admission: inform the insurer at least 48 hours before; emergency: within 24 hours of admission
- 3Reimbursement: pay the bill, then submit the claim form, bills, reports and discharge summary within the time in the policy
- 4The insurer settles after checking documents, as per IRDAI timelines; our claim desk follows up for you
Check before you buy
- Initial waiting period, pre-existing disease waiting period and specific illness waiting periods apply
- Sum insured choices, room rent rules and optional covers differ by variant
- Premium depends on age of members, sum insured, city zone and add-ons chosen
- Co-payment means you share part of every claim
Family financial planning starts here
Senior Citizen
Senior First
Fill in the plan details and your name, mobile and email, then press Calculate. Your estimate and a branded PDF will appear here.
Approximate figures without discounts or benefits. The insurer sets the final premium after underwriting.
This page is a summary prepared by SP Insurance. The insurer's current brochure, prospectus and policy wording are the final reference for benefits, eligibility and exclusions.